Pretty sure Apple just stumbled on the concept of an ‘app store’. After all, it’s just a signed package manager. Apple recognized the potential and locked down their ecosystem to funnel everything through it. Meanwhile, Windows was happy with random downloads and install executables as they were busy shipping software CDs to their enterprise client base.
Apple recognized the potential because they had firsthand experience blowing up the music industry with iTunes.
I making this observation and drawing parallel, because, like what Apple did, I believe the existing monetary and financial system is ripe for ‘blowing to bits’.
We are witnessing it already- SWIFT/BRICS and the ECB writing constant denial papers.